AIDA'S LOAN MANAGEMENT SYSTEM

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Total Outstanding
₱5,000.00
Interest Rate
5%
Weekly Interest
₱250.00
Weeks Active
5

Loan Details: Cafe Crumble

Start Date
March 01, 2026
Due Date
April 12, 2026
Principal Balance
₱5,000.00
Added Interest
₱0.00
Total Outstanding
₱5,000.00
Status
Unpaid
Payment Progress 60.0% Paid (₱7,500.00 of ₱12,500.00)

Make a Payment

Payments are applied to added interest first, then to principal balance.

Payment History

Payments Made Date Amount Paid Applied To Balance After
1 Apr 07, 2026 2:58 PM ₱2,500.00 Interest + Principal ₱5,000.00
2 Apr 07, 2026 2:58 PM ₱5,000.00 Interest + Principal ₱2,500.00

Weekly Interest History

These records are historical and NEVER modified

Week Counts Week Period Applied Date Rate Principal Interest New Due Date
Week 1 Mar 01, 2026 - Mar 08, 2026 Apr 07, 2026 5% ₱10,000.00 ₱500.00 Mar 15, 2026
Week 2 Mar 08, 2026 - Mar 15, 2026 Apr 07, 2026 5% ₱10,000.00 ₱500.00 Mar 22, 2026
Week 3 Mar 15, 2026 - Mar 22, 2026 Apr 07, 2026 5% ₱10,000.00 ₱500.00 Mar 29, 2026
Week 4 Mar 22, 2026 - Mar 29, 2026 Apr 07, 2026 5% ₱10,000.00 ₱500.00 Apr 05, 2026
Week 5 Mar 29, 2026 - Apr 05, 2026 Apr 07, 2026 5% ₱10,000.00 ₱500.00 Apr 12, 2026

Balance Adjustments

Date Type Previous Balance Previous Interest Payment New Balance New Interest New Total
Apr 07, 2026 2:58 PM Partial_payment ₱10,000.00 ₱2,500.00 ₱2,500.00 ₱10,000.00 ₱0.00 ₱10,000.00
Apr 07, 2026 2:58 PM Partial_payment ₱10,000.00 ₱0.00 ₱5,000.00 ₱5,000.00 ₱0.00 ₱5,000.00

Payment Calculator

Interest Calculation Formula

Current Principal Balance: ₱5,000.00

Current Interest Rate: 5%

Current Weekly Interest: ₱250.00

📐 Formula: Interest = Principal Balance × (Interest Rate ÷ 100)
📝 Current Calculation:
₱5,000.00 × (5% ÷ 100) = ₱5,000.00 × 0.05 = ₱250.00 per week

Current Summary

▪ Current Principal Balance: ₱5,000.00

▪ Current Added Interest: ₱0.00

▪ Weekly Interest (going forward): ₱250.00

▪ Total to Pay Now: ₱5,000.00

▪ Estimated Interest for Next 4 Weeks: ₱1,000.00

7-Day Cycle Timeline:
Interest is calculated every 7 days starting from Mar 01, 2026. Interest is calculated on the REMAINING PRINCIPAL BALANCE only (Simple Interest). Interest has been applied for 5 week(s).